We have been in the invoice factoring business since 1979, are privately held, and have a powerful track record of being FINANCIALLY SECURE. We have survived many of the economy's downturns and in having done so, can help you get through any bad situations you might come under. We won't vanish when the times get bad, as a few invoice factoring companies regretfully have before.

All factoring companies have yardsticks for size, industry, and risk. It's pretty tough for you to determine which invoice factoring company is a second to none fit for you. By reaching out to us, we'll get to know your situation very quickly and help you locate the best fit for your business - it may be us or another invoice factoring company.

We have a vast network of invoice factoring industry counterparts, these mutual relationships were built over 20+ years in the business. So, after you take the time to lay out your needs to us, we have all the confidence in the world that you will find precisely what you need..

Most invoice factoring firms let you select and choose your customers to factor. However a few of them usually have a minimum amount prior to doing business with you. With us you can pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our invoice factoring agreement is much like having a credit card in your pocket. You have it to use when you require it but don’t sign an agreement that will make you use invoice factoring when you don't require it.

Most invoice factoring firms . It is beyond us why they do this. You can be sure, We do not not behave this way.  We are flat out upfront about our fees. When you apply, you are given a crystal-clear, no obligation rate proposal with the fee for your company. Good luck finding another factoring company, if any, that will be flat out upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For example, if your customer owes you $1,000, you will get an advance payment of $700 to $900 to your account. Our standard advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few accounts receivable factoring businesses are financed by Wall Sreet venture capitalists. We are an independently owned company and don't take commands from investors and boards. Same as you, we are like-minded business people and we have experienced many of the road bumps that a business deals with. We hear your story, go over your struggles. Based on that information we will put together a personalized solution for you. Most accounts receivable factoring businesses notably the Silicon Valley Fintech ones mostly look for the algorithm to determine your company's funding program. Do you want to count on an algorithm as a cash flow partner to fund your business?

Most invoice factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. With us, you are set up with a dedicated account administrator to be your point of contact – who knows your business really well, and can assist you in ways the others just can't or don't want to be troubled.

Don't dismiss the fact that the invoice factoring company will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is matchless. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our superb service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. Further more we follow each invoice and follow them much the same as your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if wanted until payment is made.

Our business credit monitoring systems allow us to see recent negative trends so that we can protect you from risky transactions. You have 24/7 access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection concerns in order to work on them right away.

You get 24/7 direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Be on the lookout for negative payment trends. This is critical to prevent avoidable write-offs.

Our company incorporates state-of-the-art technology to speed up the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to much lower rates for you. Most other companies are not even in the ballpark.